Debt recovery

Garratts Solicitors offer expert legal advice for all matters regarding Debt Recovery and Debt Litigation Process. Contact our Debt Recovery Solicitors today

Are you struggling to obtain payment of a debt owed to you?  Contact our Oldham Debt Recovery Solicitors on 0161 665 3502 to find out how we can help you or complete our online enquiry form and a member of our Debt Recovery Team will contact you.

Debt Recovery Solicitors in Greater Manchester

You may be operating as a business whose invoices remain unpaid despite reminders being sent or an individual who is owed money, perhaps having lent money to someone who is now refusing to pay you back.

Garratts Solicitors can help.  Our specialist Debt Recovery Solicitors are fully trained in all aspects of debt recovery.

How Much Does Debt Recovery Cost?

Depending on your requirements, initial advice can be provided under our Discounted Fixed Fee First Interview Scheme which allows you to remain in control of your case and the associated costs.

Alternatively, we offer a full retainer service where we will write to the debtor initially and progress the debt recovery through Court proceedings and Enforcement proceedings as is necessary on your behalf.  We will not take any steps which will incur a cost to you without your consent. Certain costs are recoverable from the debtor.  We will ensure that these are included in the claim and, provided payment in full is obtained, those costs will be repaid back to you.

The Debt Litigation Process

This is a three-part process:

  1. Sending a Letter Before Action
  2. Issuing Legal Proceedings
  3. Obtaining and Enforcing Judgement

The Letter Before Action is formal notification to the debtor of intended legal action. It provides the debtor with details of the outstanding debt and a deadline by which this is to be paid to avoid proceedings being issued against them in the County Court.  In some cases, a Letter Before Action is sufficient to prompt payment being made or at least a payment plan being set up.

If the Letter Before Action is unsuccessful, then issuing County Court Proceedings is the next step. The debtor will then have 14 days to admit or defend the claim.  If the claim is defended, our Debt Recovery Solicitors will advise you on the prospects of bringing a successful claim and discuss the options available to you and the associated costs.

If the debtor fails to respond within the 14 day period, we can request Judgement on your behalf from the Court and discuss potential enforcement options and their associated costs with you. 

Whatever method of funding your case you choose, you can expect to receive clear and concise advice and information from our Debt Recovery Solicitors. 


Contact our Debt Recovery Solicitors today

Garratts Solicitors have 6 offices - Oldham, Ashton, Stalybridge, Radcliffe, Worsley and Newton Heath.  An appointment can be made at any office to suit you. Contact our Debt Recovery Solicitors today on 0161 665 3502 or complete our online enquiry form.